At FirstBank of Nebraska, we know the importance of securing your future. That is why we offer a wide range of savings and investing options to FirstBank customers. From traditional savings and CD’s to health savings—we have accounts designed to meet all of your savings and retirement needs!
Personal Savings
CDs
With a Certificate of Deposit (CD), you can earn a competitive rate of interest for the time period that best suits your savings needs. With terms ranging from three months to five years, FirstBank of Nebraska has just the plan for you! Interest earned can be automatically deposited to your checking, savings or added back to the CD.
All current rules and regulations of the bank apply. Your account will mature in accordance with the terms of your certificate. If you withdraw any of the principal before the maturity date, we may impose a penalty.
Retirement
At FirstBank of Nebraska, we believe that it is never too early or too late to begin planning for your retirement. That is why we provide our customers with first-rate options that enable you to strengthen your financial future. With a Traditional IRA, you can invest in your choice of CD or savings account over periods ranging from 12 months to five years. Contact us today and start planning for your retirement!
IRA Options
Traditional IRA
With a Traditional IRA, you may invest in either a CD or savings account. All earnings on your IRA contributions (deductible and/or nondeductible) remain tax deferred until you make withdrawals from the account. If you are under age 72 for the entire tax year and have earned income, you may even be eligible to establish a tax deductible IRA.
Fees
Transfer Fee: $25 at withdrawal
Rollover Fee: $25 at withdrawal
All current rules and regulations of the bank apply. Your account will mature in accordance with the terms of your certificate. If you withdraw any of the principal before the maturity date, we may impose a penalty. Customers are reminded to seek the advice of their tax consultant first, for complete tax and IRA information.
Roth IRA
If you (or your spouse) have earned income and meet certain income requirements, you may be eligible for this nondeductible account that features tax-free withdrawals for certain distribution reasons after a five year holding period. With a Roth IRA, you may invest in either a savings account or CD.
IRA Fees
Transfer Fee: $25 at withdrawal
Rollover Fee: $25 at withdrawal
All current rules and regulations of the bank apply. Your account will mature in accordance with the terms of your certificate. If you withdraw any of the principal before the maturity date, we may impose a penalty. Customers are reminded to seek the advice of their tax consultant first, for complete tax and IRA information.
IRA Savings
An IRA Savings account gives you the benefit of earning a variable rate of interest. With this type of account you can easily add to the balance at any time.
IRA Fees
Transfer Fee: $25 at withdrawal
Rollover Fee: $25 at withdrawal
All current rules and regulations of the bank apply. Your account will mature in accordance with the terms of your certificate. If you withdraw any of the principal before the maturity date, we may impose a penalty. Customers are reminded to seek the advice of their tax consultant first, for complete tax and IRA information.
IRA CDs
Grow your money safely with an IRA CD from FirstBank of Nebraska. This type of retirement account offers the benefit of earning interest rates over periods ranging from 12 months to five years. Leave your money in for the full term and take advantage of the tax advantages that accompany a CD IRA.
IRA Fees
Transfer Fee: $25 at withdrawal
Rollover Fee: $25 at withdrawal
All current rules and regulations of the bank apply. Your account will mature in accordance with the terms of your certificate. If you withdraw any of the principal before the maturity date, we may impose a penalty. Customers are reminded to seek the advice of their tax consultant first, for complete tax and IRA information.
Personal Savings Comparison
First Savings
First Money Market
Health Savings
Minimum Balance to Open
$25
$2,500
$100
Minimum Balance to Earn Interest
$25
$2,500
$0.01
Minimum Balance to Avoid Maintenance Fee
$25
$2,500
$0
Monthly Maintenance Fee with Mail Statements
$5*
$10*
$0
Monthly Maintenance Fee with E-Statements
$0
$0
$0
Earn Interest
Per Withdrawal Charge
$2 each after 6
$2 each after 6
$0
ATM/Debit Card
Statements with Check Images
One-time Set-up Fee
$0
$0
$0
Other charges may apply
*If balance falls below $25
*If balance falls below $2,500
$0
First Savings
- Minimum Balance to Open: $25
- Minimum Balance to Earn Interest: $25
- Minimum Balance to Avoid Maintenance Fee: $25
- Monthly Maintenance Fee with Mail Statements: $5*
- Monthly Maintenance Fee with E-Statements: $0
- Earn Interest:
- Per Withdrawal Charge: $2 each after 6
- One-time Set-up Fee: $0
- Other charges may apply: *If balance falls below $25
A $10 fee will be imposed if the account is closed within 60 days of the opening date.
First Money Market
- Minimum Balance to Open: $2,500
- Minimum Balance to Earn Interest: $2,500
- Minimum Balance to Avoid Maintenance Fee: $2,500
- Monthly Maintenance Fee with Mail Statements: $10*
- Monthly Maintenance Fee with E-Statements: $0
- Earn Interest:
- Per Withdrawal Charge: $2 each after 6
- One-time Set-up Fee: $0
- Other charges may apply: *If balance falls below $2,500
A $10 fee will be imposed if the account is closed within 60 days of the opening date.
Health Savings
- Minimum Balance to Open: $100
- Minimum Balance to Earn Interest: $0.01
- Minimum Balance to Avoid Maintenance Fee: $0
- Monthly Maintenance Fee with Mail Statements: $0
- Monthly Maintenance Fee with E-Statements: $0
- Earn Interest:
- Per Withdrawal Charge: $0
- ATM/Debit Card:
- Statements with Check Images:
- One-time Set-up Fee: $0
- Other charges may apply: $0
A $10 fee will be imposed if the account is closed within 60 days of the opening date.