At FirstBank of Nebraska, we understand that life is busy and monitoring account balances may not be your top priority. We offer several Overdraft Protection options to help you protect your account from becoming overdrawn. Our goal is to help you avoid paying overdraft fees for insufficient funds or the embarrassment of having your debit card declined. Overdraft Protection allows your checking account to automatically draw funds from another account in overdraft situations. Protect yourself, your business and your credit score by setting-up one of the following options in advance. Contact us today!
Personal Checking
Open a checking account with FirstBank of Nebraska and discover the benefits we have to offer. Our checking accounts will help you save time while managing your money—with quick and convenient services such as online bill pay, mobile banking, ATM/debit cards, monthly e-statements and more! We also make it easy to switch your account to FirstBank of Nebraska by supplying you with the tools you need.
ATM/Debit Cards
ATM/debit cards are a great way to access your funds from any authorized ATM worldwide. You can also pay for goods and services without writing a check at any merchant that accepts VISA and your transactions will be listed on your monthly statement. To request an ATM/debit card, speak with a local FirstBank of Nebraska representative today!
- Replacement Card Fee: $10
- Per ATM Deposit and Withdrawal Fee*: $1
- Per Account Inquiry Fee and Denied Transaction Fee*: $1
- International Card Usage Fee: $10
*Applies to ATMs not owned by FirstBank of Nebraska
If your debit card is lost or stolen, please call toll-free 888-263-3370.
ATM Locations
Wahoo
Drive-up, 354 Chestnut Street (Burger King Parking Lot at 3rd & Chestnut)
Syracuse
Drive-up, 320 5th Street (FirstBank of Nebraska drive-thru)
Sterling
Walk-up, 385 Hwy 41 (Jet Stop at Hwy 41 & Maple)
Drive-up, 225 Hwy 41 (FirstBank of Nebraska drive-thru)
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01Overdraft Protection Available
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02Overdraft Protection Line of Credit
With this option, potential overdrafts on your checking account are automatically covered with funds drawn against your line of credit account. Much like a typical loan, an Overdraft Protection Line of Credit requires credit approval, interest rates accrue on balances, and payments must be made in accordance with loan terms. For customers who need access to extra funds for a short period of time, it is a positive alternative to paying overdraft fees. Note: Unlimited number of monthly transactions. A minimum transfer amount may apply, depending on type of account. Subject to credit approval. Interest rates and loan terms vary.
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03Auto-transfer from Savings or Money Market
When using an auto-transfer for overdraft situations, we simply connect your savings or money market account with your checking account. If you write a check or request a debit card transaction that causes an overdraft, FirstBank will take money from the savings or money market account you have chosen and use it to cover the difference. Note: Limit of up to six transactions per month.
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04Auto-transfer from Checking
If you have more than one checking account, this option may suit you well. Your primary checking account can be linked to a secondary checking account for overdraft situations. When your account balance in the primary account reaches zero, FirstBank automatically transfers money from your secondary account to cover funds as you initiate transactions via debit card or check. Note: Unlimited number of monthly transactions.