We offer Adjustable Rate Mortgages. These loans can be amortized for up to 30 years. In-house loan options may be beneficial for those borrowers who don’t intend to stay in their property for a long period of time or for those borrowers or properties that might not qualify under secondary market guidelines.

From your first home to your tenth home, we will find a loan program to fit your personal needs. Every customer has their own unique situation. Our goal is to find the best product to achieve your mortgage needs and long-term financial goals.

Our USDA Rural Development loans offer 100% financing with a long-term fixed rate and still have the benefit of making your payments to us. We are also an approved lender for FHLB grants for borrowers who qualify. Rural Development loans are a good program for borrowers who are buying their first home or do not currently own other real estate and are looking for a minimum down payment.

Let us help you build the home of your dreams from start to finish. We offer construction loans, including lot and acreage financing. Then, once your new home is complete, we can easily convert your loan to permanent, fixed-rate financing.

FirstBank of Nebraska offers both home equity loans and home equity lines of credit. If your home is worth more than you owe on it, a home equity loan is a simple way to fund home repairs, medical expenses, or virtually anything you need. Contact us to apply or to talk about how you can benefit from borrowing against the value of your home!

Flexible access to funds—when you need it. Tap into your home’s equity with a HELOC from FirstBank of Nebraska. Use it for home improvements, major purchases, or unexpected expenses. Borrow what you need, when you need it, and only pay interest on what you use.